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Farm Credit Midsouth

Home Loans

Some of our proudest moments at Farm Credit Midsouth have been helping families live the American dream of owning a place to call home. We specialize in writing loans for people in rural areas and are familiar with the unique requirements of rural properties—often because we live there, too!

Along with highly competitive fixed and adjustable rates, our home mortgage products also feature single loans for homes and acreage, an interest-earning Funds Held option and optional automatic payment transfer. Browse through the product descriptions below for more specific information on home loans offered at Farm Credit Midsouth.

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Home Loans:

  • Purchase
  • Refinancing
  • New Construction
  • Home Improvements/Remodeling
  • Investment Property (to qualified buyer)
  • Second Homes

Products Include:

  • Conventional/Secondary Market
  • Portfolio Loans
  • Construction Loans

Advantages:

  • Great rates in-house and secondary market
  • Fixed/Adjustable rates up to 30 years
  • No minimum or maximum number of acres
  • No escrowing for taxes and insurance
  • No distance limitation on comparable sales
  • No prepayment penalties
  • 70%-80% LTV, depending on area of location