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Farm Credit Midsouth

Agricultural Financing

Many may think of agriculture in the Delta area as primarily rice and cotton, but we know that local agriculture, like global agriculture, is diverse. We welcome agriculturalists of all scales and work with them and their unique operations to better the agricultural economy in Northeast Arkansas and Southeast Missouri. Whether you farm 15,000 acres, raise organic produce to sell at the Farmers’ Market, run cattle, have poultry houses or raise honeybees, we offer agricultural financial products to help you grow and prosper.

Financial Calculator

Agriculture/Real Estate Loans:

Available for:

  • Land
  • Land improvements
  • Buildings and facilities
  • Grain facilities

Advantages:

  • Fixed, adjustable or variable rates
  • 5 to 30-year terms
  • Interest rate conversion option
  • Interest-earning Funds Held option

Installment Loans:

Available for:

  • Farm equipment and machinery
  • Breeding livestock
  • Irrigation systems
  • Grain facilities
  • Building facilities

Advantages:

  • Fixed, adjustable or variable rates
  • Terms up to 10 years
  • No prepayment penalties
  • Interest rate conversion option
  • Interest-earning Funds Held option

Credit Line/Operating Loans:

Available for:

  • Operating expenses
  • Working capital

Advantages:

  • Pre-approved line of credit
  • Immediate buying power
  • 24/7 access to funds
  • Interest charged only on funds spent
  • Revolving lines of credit

Leasing Services:

Available for:

  • New and used equipment and vehicles
  • Irrigation systems
  • Facilities

Advantages:

  • Tax deductions
  • Renewal, purchasing options
  • Choose your dealer and negotiate price