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Farm Credit Midsouth

Farm Cash Management

The Farm Cash Management Plan offers a convenient way to earn income from on-hand cash by combining the return of a short-term investment account with the convenience of your Farm Credit Midsouth revolving line of credit.

You have constant access to your cash—if you withdraw more than your investment and earnings total, Farm Credit Midsouth will automatically access your revolving line of credit.

Whenever your payment is greater than the balance in your revolving line of credit, you have the opportunity to automatically invest the surplus in a short-term AgriBank Investment Bond. Interest accrues daily and is added to investment at the end of the month.

Benefits of the Farm Cash Management Plan include:

  • Pays interest rate for a liquid investment.
  • Earnings are exempt from state and local income taxes.
  • Cost of borrowing is reduced because investment earnings both delay and reduce the need to draw on your line of credit.
  • Provides automatic fund management for maximum convenience and simplicity.